North Dakota’s accident and injury laws outline how compensation is determined in accident cases.

No-Fault Insurance System:  

North Dakota is a no-fault state, meaning your insurance covers medical expenses and lost wages, regardless of who was at fault. You can only file a claim against the at-fault driver if your injuries exceed a certain threshold.

Modified Comparative Negligence Rule:  

North Dakota follows a modified comparative negligence rule with a 50% threshold. You can recover damages if you are less than 50% at fault, but if you are found to be 50% or more at fault, you cannot receive compensation.

Statute of Limitations:  

• - Personal Injury and Wrongful Death: You have 6 years from the accident date to file a personal injury or wrongful death lawsuit.
• - Property Damage: You must file property damage claims within 6 years.

Minimum Insurance Requirements:  

North Dakota requires drivers to carry:

• - $25,000 for bodily injury per person,
• - $50,000 for bodily injury per accident,
• - $25,000 for property damage.